I understand where you are coming from.  My wife and I are hard working people who try and do right.  We raise our two kids to do  right.  If you recieve too much change at the till, do you correct the cashier and give back the surplus?  Don't think a 6 year old can't comprehend the situation.

I am tired and down from always being paycheck to paycheck, but as you said, at least I can sleep peacefully at night. 

"A quarter of the country is one paycheck from the street."  From "Triage" somewhere, I think.