yep. If you did what we've been told to do and saved your money at 4% at the bank and then said bank turns around and leverages yours (and my) savings by 10 fold (sometimes much more) with extremely unstable loans and investments...this would be the result. It's why I wish the other candidates wouldn't dismiss Ron Paul out of hand because he's the only one in the bunch that gets it. When inflation is running at 10%+, and you're maybe getting 4, we are being robbed. the "geniuses" on Wall St and at the banks cooked these shaky deals up and now Mom and Pop are going to pay the price. It's called redistribution of wealth. The SEC has failed us once again and done nothing and we can watch these big bank CEOs have to so sadly leave the sorry jobs they did with gargantuan multi-million golden parachutes with narry a worry, but we will get stuck with the bill. And you can bet your bottom dollar (whatever that's worth now) that when the banks themselves start looking insolvent, that we will be the ones that have to step in and bail them out...aka taxes. Didn't we go through all this once before with the S&Ls back in the eighties? Thanks again big government & big banks. Frickin Morons. Geez, I'll bet you can't tell I'm pissed.