Ah Florida, the land of whatever may turn up. That is nothing compared to the siege that is besetting us. Insurance rates are unbelievable. We have been lucky so far but my neighbor's insurance just went from 1800 to 6000 a year and her husband has lived in the house his whole life and they have never made a claim. I think Broward County is the #2 in repos at the moment. Brazil is looking inviting.